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    APPLICATIONS

      Loan Application 
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      More Member Services
      VISA CC Application
      Home Banking Application
      ACH Origination Application
      Teller Line Application            
      Share Draft Terms    
      Share Draft Agreement  
 
 
 
 
 

Riegelwood Federal Credit Union offers many additional services to our members.

     

Money Orders:

  • Money orders are available for up to $1,000. Use your savings or cash to purchase.

Traveler's Checks:

  • Have a safe trip!
  • Use your savings or cash to purchase American Express Traveler's Checks for your next trip.

Debit Cards:

  • Ready for convenience, use your debit card for shopping and for cash at any ATM.  Use for any place that accepts Visa.

Discount Tickets:

  • Great discounts for our members.  King's Dominion, Carowinds,  and Carmike Cinema Movie Tickets

Safety Deposit Boxes:

  • A limited number of safety deposit boxes are offered for our members.

Drive-thru window / Night Depository:

  • We have a drive-thru window and night depository for your convenience.

Insurance:

  • Low Cost Credit Disability Insurance - If you elect coverage, you authorize the credit union to add the charges for insurance to your loan each month.  You are eligible for disability insurance only if you are working for wages or profit for 25 hours a week or more on the date of any advance.  Check with the credit union for complete details.

  • Home Mortgage Protection - This insurance will reduce or payoff your mortgage if you or the co-borrower should die.  This protection is available if you are 18 to 69 years of age.  Because it is a group decreasing term life policy, you get full mortgage protection at affordable group rates.  If you have any questions or want help calculating the cost of your monthly premium, just call 1-800-356-6006, ext. 101.

  • GAP Protection - If your vehicle is stolen, accidentally damaged beyond repair, or otherwise declared an insured total loss, your auto insurance will cover the actual cash value of the vehicle.  Nevertheless, you remain liable for payment of the difference between the insurance settlement and your loan balance.  This deficiency can amount to thousands.  Check with the credit union for complete details.

CD-ROM Check Imaging:

  • For a small fee, we offer CD-ROMs for your checks that have cleared for the year.  Sign up at the credit union for this service.

Reorder Checks Online:

  • For your protection, new orders or reorders with changes can only be made by coming into a credit union office.  THIS IS FOR YOUR PROTECTION.

Direct Deposit:

  • Life is complicated Enough!
  • Let Direct Deposit make it a little easier for you.
  • Start Direct Deposit today and you won't have to stand in line to deposit your check or worry about it being lost or stolen.  This can be done for your recurring checks including Social Security Benefits.

Notary Services:

  • Notary Service is available.  It is a free service for members.  Please call ahead for an appointment.

ACH Origination:

  • One of our many FREE services
  • Automatically transfer funds from another Institution to Riegelwood FCU Accounts and Loans
  • Automatically transfer funds from Riegelwood FCU to another Institution
  • A wide variety of Weekly, Monthly, and Semi-Monthly effective date options available*

Domestic Wire Transfers:

  • You can wire money in or out of the Riegelwood FCU to anywhere in the continental US. Call the credit union with instructions.

VISA Credit Cards:

  • No annual fee, no minimum finance charge, no transaction fee for purchase.
  • Visa Platinum Credit - $10,000.00 maximum
  • Late payment fee is $25.00
  • Over the credit limit fee is $25.00
  • A low annual percentage rate
  • No fee cash advances and balance transfers available
  • Eligible members can choose from the Platinum Visa Card.
  • Applications can be made in person, by mail, or by fax.
  • Check with the Credit Union for our low rates.

ATM Cards:

  • Use your ATM card for cash withdrawals or Point of Sale (POS) purchases. 

Payroll Deduction:

  • Start a deduction for Savings, Loan Payments, Christmas Club or a Child's Account.  The process is SIMPLE and EASY.

Periodic Accounts Disbursement:

  • The feature allows the member to set up transfers and payments to your account and to family member accounts without the worry of having to remember to complete the transaction.  Come in the credit union today to set up your automatic account disbursement.

Official Checks:

  • We offer Official checks for any amount.  Use your savings or cash to purchase.

 Audio Response - Teller-line 655-9374 or  1-800-545-1210

  • Keeping in touch with your money is an easy as picking up your telephone and calling.

  • By calling Tellerline, our audio response attendant, you will know exactly when direct deposit or payroll deposits are made.

  • Tellerline is a telephone inquiry and transaction service provided by Riegelwood that gives you instant control of your accounts.  All you need is a TOUCH-TONE phone, a special Personal Identification Number (PIN), and your account number.  To get an AUDIO PIN, come by the Credit Union and sign up today!

  • This service is convenient and confidential.  With Tellerline, you have access to your account 7 days a week, 24 hours a day.  Use Tellerline any day, anytime. 

  • Tellerline has been redesigned to offer you more features and better service.  The new system is menu driven, therefore you do not have to know action codes any more.  Also, the use of the pound (#) sign is NOT required after you enter your selections.  The pound (#) sign has a new purpose to allow you to loop back to the Member Main Menu when processing your transactions.  The following will explain Tellerline Menu Layout.  Let us know if we can assist you in using the new system.  You can key ahead.  You do not have to listen to the entire prompt before you make your choice. 

TELLER-LINE MENU LAYOUT  

  Welcome to Message  
   
     Enter Account Number prompt
     Enter PIN prompt 
 Press 1 for Inquiry Transactions Menu  
      
  Press "1" for Inquiry Savings Menu  
     Press "1" for  Savings Balance
     Press "2" for  Savings Deposits History 
     Press "3" for  Savings Withdrawals History NEW
     Press "4" for  Savings Dividends Menu   
          Press "1" for  Last Year Dividend 
          Press "2" for  Last Period Dividend
     Press "5" for  Savings Electronic Transactions History  
      
  Press  "2" for Inquiry Checking Menu 
     Press "1" for Checking Balance
     Press "2" for Checking Deposits History 
     Press "3" for Checking Withdrawals History  NEW
     Press "4" for Checking Dividends Menu

          Press "1" for  Last Year Dividend 
          Press "2" for  Last Period Dividend

     Press "5" for Checking Electronic Transactions Menu

          Press "1" for  Single Check Cleared by number 
          Press "2" for  Multiple Check Cleared   
          Press "3" for  Electronic Transactions History

    
  Press  "3" for Inquiry Loan Menu
     Press "1" for Loan Balance & Payoff 
     Press "2" for Available Credit Limit 
     Press "3" for Loans Electronic Transactions History    
    
    
  Press  "5" for Inquiry Christmas Club Menu
      Press "1" for Account Balance
    
   Press "2" for Transfer Transactions Menu 
      Press "1" for  Transfer Savings to Checking 
      Press "2" for  Transfer Checking to Savings 
      Press "3" for  Line Of  Credit Advance 
      Press "4" for  Transfer to a  Loan Payment Menu
      Press "5" for  Transfer Select the Account Menu
      
   Press "4" for PIN Changes  Menu 
   Press "5"  for Bulletin Board Menu  NEW
      Press "1" for  General Message
      Press "2" for  Loan Department Message
   Press "9" to Transfer to a representative
   Press "*" to end the call 
   Press "#" to loop to the Member  Menu