A FULL SERVICE

BANK ACCOUNT



BECOME A MEMBER

SHARE (SAVINGS) ACCOUNTS

Every member at Riegelwood FCU has a share (also known as savings) account. This account is your actual stake in the credit union. As a not-for-profit institution, we are cooperatively owned by our members.


1,000+

Fee Free ATMs

Access thousands of fee free ATMs throughout North Carolina the CashPoints® network

Free Online & Mobile Access

With online and mobile banking you can access your account 24/7/365

NCUA-Insured Deposits

Your money is insured through the National Credit Union Share Insurance Fund (NCUSIF), backed by the full faith and credit of the U.S. government.

Low Minimum Balance

A $25 minimum savings balance represents your share in the credit union

No Monthly Service Fee

We make it easy to bank without fees by not charging a monthly fee


SECURE CHECKING ACCOUNTS


Secure Checking is loaded with valuable benefits and is designed for you. In addition to all the convenient banking features you’ve come to expect from Riegelwood Federal Credit Union, you’ll enjoy vital new protection for your family and your finances, helpful ways to save, and big rewards on everyday purchases. And it all begins on April 1, 2019, with your transition to Secure Checking.

Your new Secure Checking delivers all this and more:

  • No Minimum Balance
  • Earns Monthly Dividends
  • Free Overdraft Protection from Share Account
  • Loan Overdraft Protection to Qualifying Members
  • Free Debit Card
  • Free ATM @ Cashpoints & Branch Locations
  • E-Statements
  • Free Homebanking
  • Free Online Bill Pay and Mobile Banking
  • Free CU Dial- Account information from any phone
  • Free Mobile Deposit Capture (available 4/15/19)
  • Federally Insured up to $250,000
  • Identity theft protection with credit file monitoring - Better protect yourself and your family with IDProtect® identity theft monitoring and resolution service1, that includes credit file monitoring2 and alerts of key changes with Equifax, Experian, and Transunion, ability to request a 3-in-1 report every 90 days or upon receipt of a credit alert, and up to $10,000 in identity theft expense reimbursement3.
  • Protection from the unexpected – Receive up to $10,000 of Accidental Death & Dismemberment Insurance3.
  • $hopping Rewards™ - Earn cash rewards when you shop online at dozens of your favorite retailers. (registration/activation required)
  • Travel & Leisure Discounts - Save big with deep discounts at thousands of local and national businesses. (registration/activation required)
  • Health Discount Savings -Enjoy savings on vision, prescriptions, and dental services. This is NOT insurance. (registration/activation required)
  • Debit Advantage® - Receive Buyer’s Protection3 and Extended Warrantyfor items purchased with this account.
  • Cell Phone Protection3 - Receive up to $300 of replacement or repair cost for damaged or stolen phones. (Cell phone bill must be paid through this account.)

The account transition is completely seamless, and all account information remains the same – absolutely no changes to your account numbers, debit cards, direct deposit/withdrawal arrangements, or mobile & online access. See RFCU's GET REAL newsletter for more details.

IMPORTANT INFORMATION:

A $5.95 monthly service fee applies to all checking accounts with Riegelwood FCU that are now open whether active or inactive. Each member should take the time to close any inactive checking accounts they are not using to avoid the monthly service fee. No fee(s) will be refunded once your checking account(s) have been transitioned to the NEW Secure Checking in April.



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WANT TO KNOW WHAT PEOPLE ARE SAYING ABOUT RFCU?

"BEST CREDIT UNION IN NORTH CAROLINA"

Riegelwood is the very best Credit Union we have ever done business with, they actually care about their customers and when you get in a crunch, they will help you out by giving you options. I recommend Riegelwood Credit Union as the best Credit Union in North Carolina...

Ruthie Smith
"ALWAYS WONDERFUL"

The staff is always wonderful!

Nancy Burns
"BEST SERVICE AND RATES"

Best service and rates! Everyone is very helpful!

Whitney Lee